Financial advice built on
your goals, not ours
Marcus Webb CFP has helped families and business owners across Dubbo, Orange, Bathurst and Parkes build lasting financial security for over 15 years. Fee-for-service advice — we're paid by you, never by product commissions.
Advice across every stage of your financial life
Every plan is built around your situation — not a product, not a template. We start with where you are and build towards where you want to be.
Wealth Accumulation
A clear investment strategy matched to your goals, risk tolerance and timeline. Superannuation optimisation, tax-effective structures, and regular reviews to keep you on track.
Growing wealth, working smarterRetirement Planning
Know exactly what you need, when you need it, and how to get there. We model multiple scenarios so you retire with confidence — and a plan that adapts as life changes.
Retirement on your termsSMSF Strategy
From establishment to investment strategy to annual compliance — we help self-managed super fund trustees make the most of their flexibility while staying on the right side of the ATO.
Control over your superBusiness Exit Planning
Maximise what you take home when you sell or exit. We work with you and your accountant years in advance to structure the sale tax-effectively and invest the proceeds wisely.
Maximum value at exitRisk & Insurance
Life, TPD, income protection and trauma insurance reviewed for adequacy and value. We don't oversell — we right-size your cover to your actual needs.
Protected without overpayingEstate Planning
Ensure your wealth passes to the right people in the right way. We work alongside your solicitor to make sure your super, investments and assets are structured to match your wishes.
Wealth passed on your termsFee-for-service.
Full stop.
Pinnacle Financial Advice operates on a fee-for-service model. We are paid by you — not by the products we recommend. Every recommendation we make is in your interest, not ours.
Before we do any work, you'll receive a Statement of Advice with total fees clearly disclosed. No surprises, no commissions, no ongoing percentage unless you choose that structure.
- All fees disclosed upfront in your Statement of Advice
- No trailing commissions on any product recommendation
- Free initial discovery call — no obligation whatsoever
- Licensed under Australian Financial Services Licence
Comprehensive financial plan including goal setting, strategy development and Statement of Advice. Fixed fee quoted upfront based on complexity.
Annual review and strategy update, unlimited contact throughout the year, quarterly market commentary and progress reports. Annual retainer or % of AUA — your choice.
Annual compliance, audit coordination, investment reporting and strategy review. Bundled with ongoing advice or available standalone.
A clear process from first call to ongoing advice
We make financial advice simple and transparent. Every client goes through the same four steps — nothing happens without your understanding and approval at each stage.
Discovery Call
A free 30-minute call to understand your situation, goals and whether we're the right fit. No cost, no obligation.
Strategy Session
A deep-dive meeting where we gather everything we need. Your fee is agreed and locked in at this stage.
Statement of Advice
We present your comprehensive financial plan with full fee disclosure. Review, ask questions, make changes before we proceed.
Ongoing Reviews
Annual reviews keep your strategy current. Unlimited contact between reviews — we're your first call for any financial decision.
What Central West clients say
5.0 out of 5 — 94 Google reviews
"Marcus restructured our super and revised our retirement plan completely. We'd been drifting with a bank planner for years. The difference in our projected outcome is extraordinary — we'll retire four years earlier than we expected."
"After selling the farm I had a substantial amount to invest and genuinely didn't know where to start. Marcus was patient, thorough and completely transparent about fees. Twelve months on I feel completely in control of our financial future."
"The fee-for-service model was what sold me — I'd had bad experiences with commission-based advisers. Marcus earns nothing from what he recommends. That independence completely changes the advice you receive."
Book your free discovery call
A 30-minute call with Marcus — no cost, no obligation. Tell us where you're at and we'll tell you honestly whether we can help.
Enquire now
We reply to all enquiries within one business day — usually within hours.
45 Macquarie Street, Dubbo NSW 2830
Get directions →
Mon – Fri: 8:30am – 5:00pm
Evenings & Saturdays by appointment
General Advice Warning: The information on this page is general in nature and does not take into account your personal objectives, financial situation or needs. Before acting, seek personal financial advice from a licensed adviser.